Redemptionman
Active Member
- Jurisdiction
- Mississippi
This is a first party UIM carrier insurance where clear liability exists and the third party liability carrier has tendered policy limits. Is there any approach to a first party carrier who is refusing to make offers and is basically saying go get a verdict and we will pay for anything over the state min limits offered?
What approach is best or is this a no win scenario whereby the only recourse is to go to court to get a potential over limits verdict to force first party UIM carrier to pay? I am not interested in Bad Faith determinations as that is a separate issue. What do you do in a first party insurance situation with a carrier refusing to pay limits and basically saying we don't believe your doctors, etc. get a judgement we will pay what we owe?
What approach is best or is this a no win scenario whereby the only recourse is to go to court to get a potential over limits verdict to force first party UIM carrier to pay? I am not interested in Bad Faith determinations as that is a separate issue. What do you do in a first party insurance situation with a carrier refusing to pay limits and basically saying we don't believe your doctors, etc. get a judgement we will pay what we owe?