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So, AJ, how long would an employee have to be out of work before you would consider it reasonable for the employer to let them go? Three months? Six? A year? Two?
A bit semantical, but okay, I'll accept that.
At least until we hear back from the OP.
I don't know that I agree with that. I work with employer benefits every day and I think I'd have heard if the disability carriers were going out of business.