My Ex & I agreed: NO QILDRO

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Glitter369

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Illinois
My husband is retiring after 28 years. We were married for 10.

I do not want any part of his RETIREMENT. I agree for him to pay me every month the amount he always has.

Do I have to get a lawyer to REFUSE QILDRO?

I am fine the way we have always done it.

His pension board is asking about QILDRO. What do I have to do so he can retire and leave it at that?

Please help!
 
My husband is retiring after 28 years. We were married for 10.

Husband or ex-husband? Saying that you were married implies that you're divorced, but calling him your "husband" indicates that you're married.

If you're still married, is a divorce pending?

If you're divorced, how long ago was the divorce decree entered?

No point in addressing the rest of your post until you answer these questions.
 
We were divorced in 2007.

Ok. You're free to disclaim any entitlement to your ex's retirement benefits, and you don't need a lawyer to do that. However, since "[h]is pension board is asking about [a] QILDRO," it seems that, at some point, you or your lawyer served something on the pension administrator that indicated some entitlement to his pension benefits. You can let your ex know that you don't want anything, but it will be up to him to figure out what the pension administrator needs to effect a disclaimer, and then you can cooperate with him in that regard (and HE might need a lawyer for this purpose).
 
Husband or ex-husband? Saying that you were married implies that you're divorced, but calling him your "husband" indicates that you're married.

If you're still married, is a divorce pending?

If you're divorced, how long ago was the divorce decree entered?

No point in addressing the rest of your post until you answer these questions.
Ok. You're free to disclaim any entitlement to your ex's retirement benefits, and you don't need a lawyer to do that. However, since "[h]is pension board is asking about [a] QILDRO," it seems that, at some point, you or your lawyer served something on the pension administrator that indicated some entitlement to his pension benefits. You can let your ex know that you don't want anything, but it will be up to him to figure out what the pension administrator needs to effect a disclaimer, and then you can cooperate with him in that regard (and HE might need a lawyer for this purpose).
My husband is retiring after 28 years. We were married for 10.

I do not want any part of his RETIREMENT. I agree for him to pay me every month the amount he always has.

Do I have to get a lawyer to REFUSE QILDRO?

I am fine the way we have always done it.

His pension board is asking about QILDRO. What do I have to do so he can retire and leave it at that?

Please help!
 
...it seems that, at some point, you or your lawyer served something on the pension administrator that indicated some entitlement to his pension benefits.


Not necessarily true. My pension administrator needed a copy of the divorce decree and settlement agreement before he would remove my ex-wife as my pension beneficiary - nothing had been previously filed claiming any benefit.
 
Not necessarily true. My pension administrator needed a copy of the divorce decree and settlement agreement before he would remove my ex-wife as my pension beneficiary - nothing had been previously filed claiming any benefit.

As usual, helpful advice with another perspective, Officer.

Refusing to take the pension payout isn't wise.

It might be more money today, but what happens if he dies next month?

If you were receiving the annuity, you'd receive it until YOUR death.
 
As usual, helpful advice with another perspective, Officer.

Refusing to take the pension payout isn't wise.

It might be more money today, but what happens if he dies next month?

If you were receiving the annuity, you'd receive it until YOUR death.
As usual, helpful advice with another perspective, Officer.

Refusing to take the pension payout isn't wise.

It might be more money today, but what happens if he dies next month?

If you were receiving the annuity, you'd receive it until YOUR death.
I understand your point. He does carry life insurance and I am beneficiary.
Also, he was to stop paying maintenance in 2009, but has continued to do so.
And I lived in his house under agreement I would pay him rent for one-full year. During that time, I did not pay rent, yet he continued the maintenance payments he was no longer obligated to pay.
So, I don't want to take pension, we agreed he would continue to pay maintenance.
Believe me, he is more than fair.
 
Not necessarily true. My pension administrator needed a copy of the divorce decree and settlement agreement before he would remove my ex-wife as my pension beneficiary - nothing had been previously filed claiming any benefit.
There was one ambiguous line in the divorce papers which made it confusing for all parties. Pension board wants clarification. I don't want any of his pension. He has been a very good ex-husband and I owe him THOUSANDS of dollars. Yet, he continues to pay the maintenance though he was to stop in 2009. And this has nothing to do with the money I owe him. The least I can do is not take pension. He is carrying life insurance.
 
I understand your point. He does carry life insurance and I am beneficiary.
Also, he was to stop paying maintenance in 2009, but has continued to do so.
And I lived in his house under agreement I would pay him rent for one-full year. During that time, I did not pay rent, yet he continued the maintenance payments he was no longer obligated to pay.
So, I don't want to take pension, we agreed he would continue to pay maintenance.
Believe me, he is more than fair.


Madam, I am not the one you must convince.

It is your choice to make.

That said, you are betting he will live long enough to honor the agreement.

You never know what people will do when a new human being enters their life, even the person doesn't know, nor should she/he know the future.

I have seen the new man or woman enter a person's life, and all bets are off.

I have seen the man or woman dies, and the NEW spouse gets to make the call.

Thats aid, if you were receiving pension benefits, none of those events (even the ones I have not yet delineated) would matter one iota.

You'd be paid each month as regular as the sun rises and sets each day.

There are other reasons which I won't get into because it is too a lengthy discussion for the Internet.

It is your decision to make.

I'm sure you will do what you believe is in your best interests.

I wish you well.
 
Madam, I am not the one you must convince.

It is your choice to make.

That said, you are betting he will live long enough to honor the agreement.

You never know what people will do when a new human being enters their life, even the person doesn't know, nor should she/he know the future.

I have seen the new man or woman enter a person's life, and all bets are off.

I have seen the man or woman dies, and the NEW spouse gets to make the call.

Thats aid, if you were receiving pension benefits, none of those events (even the ones I have not yet delineated) would matter one iota.

You'd be paid each month as regular as the sun rises and sets each day.

There are other reasons which I won't get into because it is too a lengthy discussion for the Internet.

It is your decision to make.

I'm sure you will do what you believe is in your best interests.

I wish you well.
Yes, I wish you well too.
 
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