My husband was stopped at the exit of our community. He looked right and then left, saw no cross traffic, so he moved on at slow speed and then a bike came out of nowwhere in front of the car and he fell. He stood up. But another car came up and told the biker to lay down and call an ambulance and he did and a cop came too. No ticket was issued and the ambulance took him to the hospital. Now 5 months later my auto insurance sent me an affidavit of assets to sign stating that required by the plaintiff's attorney to settle for 10K, my limit although they submitted a "fraudulent" claim of 15k for medical expenses, etc. I have a car and a home and my salary and lots of debts, can they come after those if suit is filed? Is my wife liable too?