eBay Lloyds TSB Fraud / Jody Halliday BD10 9JD
Hi
I do not know whether the bank will refund the money or not but experience with another victim suggests that you should contact the bank's fraud department and *NOT* waste time on their general customer service department.
To find their fraud department try finding the telephone number for the company's headquarters and asking at the general reception number. Be persistent.
They may ask if it was credit card or online, if so try online fraud. Essentially, you want to do enough to shut down this account asap so it is not used for others. You might try 0845 3000 116 as a starting point.
Most of the East European's are using stolen IDs but given that you have direct bank accounts details, it could well be a genuine account of a seller and under the Data Protection Act 1998 you should be able to gain the name and address to take legal action.
Usually the Data Protection Act is used *NOT* to supply contact details *BUT* in fact it exempts from non-disclosure where details are necessary for the purposes of legal action. Make it clear that you want to take legal action. You are not obliged to use a solicitor to do so.
Quote to them;
-------
Data Protection Act 1998 Chapter 29 PART IV, EXEMPTIONS
Section 35. - (1) Personal data are exempt from the non-disclosure provisions where the disclosure is required by or under any enactment, by any rule of law or by the order of a court.
_
(2) Personal data are exempt from the non-disclosure provisions where the disclosure is necessary-
(a) for the purpose of, or in connection with, any legal proceedings (including prospective legal proceedings), or
(b) for the purpose of obtaining legal advice,
or is otherwise necessary for the purposes of establishing, exercising or defending legal rights.
_______
Do not give up.
Generally, it is necessary to write to the bank's legal division requesting details. I would copy this to your bank manager and the bank manager of the receiving bank. Basically, ring as many bells as possible to get the account stopped as quickly as possible.
Once you get the details, you will be able to start your own moneyclaim or small claim via a county court or you will find the bank refunds the money as they want to downplay the amount and ease of fraud.
This is not a fullsafe guaranty of getting your money back - because the scammers may not have any money - *BUT* if the account and address is genuine then at least you will make sure that there is a legal mark against the fraudster that will make it hard for them to get credit or financial services in the future.
It is very easy to do either a moneyclaim online or a small claim at the county court. Well worth learning how to do.
https://www.moneyclaim.gov.uk/csmco2/index.jsp
I'd also try 192.com to see if you can find a telephone number and confirm address for this individual. Contact them and see if you can resolve the matter. They may or may not be aware of the fraud.
Good luck, let us know how you get on.
MA
Hi
I do not know whether the bank will refund the money or not but experience with another victim suggests that you should contact the bank's fraud department and *NOT* waste time on their general customer service department.
To find their fraud department try finding the telephone number for the company's headquarters and asking at the general reception number. Be persistent.
They may ask if it was credit card or online, if so try online fraud. Essentially, you want to do enough to shut down this account asap so it is not used for others. You might try 0845 3000 116 as a starting point.
Most of the East European's are using stolen IDs but given that you have direct bank accounts details, it could well be a genuine account of a seller and under the Data Protection Act 1998 you should be able to gain the name and address to take legal action.
Usually the Data Protection Act is used *NOT* to supply contact details *BUT* in fact it exempts from non-disclosure where details are necessary for the purposes of legal action. Make it clear that you want to take legal action. You are not obliged to use a solicitor to do so.
Quote to them;
-------
Data Protection Act 1998 Chapter 29 PART IV, EXEMPTIONS
Section 35. - (1) Personal data are exempt from the non-disclosure provisions where the disclosure is required by or under any enactment, by any rule of law or by the order of a court.
_
(2) Personal data are exempt from the non-disclosure provisions where the disclosure is necessary-
(a) for the purpose of, or in connection with, any legal proceedings (including prospective legal proceedings), or
(b) for the purpose of obtaining legal advice,
or is otherwise necessary for the purposes of establishing, exercising or defending legal rights.
_______
Do not give up.
Generally, it is necessary to write to the bank's legal division requesting details. I would copy this to your bank manager and the bank manager of the receiving bank. Basically, ring as many bells as possible to get the account stopped as quickly as possible.
Once you get the details, you will be able to start your own moneyclaim or small claim via a county court or you will find the bank refunds the money as they want to downplay the amount and ease of fraud.
This is not a fullsafe guaranty of getting your money back - because the scammers may not have any money - *BUT* if the account and address is genuine then at least you will make sure that there is a legal mark against the fraudster that will make it hard for them to get credit or financial services in the future.
It is very easy to do either a moneyclaim online or a small claim at the county court. Well worth learning how to do.
https://www.moneyclaim.gov.uk/csmco2/index.jsp
I'd also try 192.com to see if you can find a telephone number and confirm address for this individual. Contact them and see if you can resolve the matter. They may or may not be aware of the fraud.
Good luck, let us know how you get on.
MA
Originally posted by glj0e
The name may be not new but I just got frauded 15 days ago by this person.
His/her details sent to me via email are:
> > Jody Halliday
> > 6 Seamer House
> > Idle
> > Bradford
> > West Yorkshire
> > BD10 9JD
> >
> > My bank details are;
> > Jody Halliday
> > Lloyds TSB Bank
> > Account no: 10654168
> > Sort Code: 77-71-62
He/she is using email address ---> kenny_goods@yahoo.co.uk
to correspond.
You can see the item #3832277831. He is using ebay ID as nicokens, effective from 6 August 04. I should have check... but its too late now.