Luis Lopez Jr
New Member
- Jurisdiction
- Connecticut
can a collector come after me after 15 yrs of never being contacted ? Section 12-164
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can a collector come after me after 15 yrs of never being contacted ? Section 12-164
What state are you in? The law that you cited seems to be a Connecticut law and would only apply to CT.
I currently live in Missouri. I stayed in Conn. for a few months
According to the letter i received 15 yrs later its for Conn municipal property taxYes, collectors (old debt scavengers) will TRY to scare money out of their targets by any means necessary. Be smart, never discuss any debt with the scavenger, unless you desire to be hounded and harassed.
An exact answer depends on asking you many questions related to the debt.
The statute of limitations on debts GENERALLY in CT says the following:
Written contact, or on a simple or implied contract: 6 years, (CGS 52-576)
Oral contract, including any agreement wherein the party being charged has not signed a note or memorandum: 3 years, (CGS § 52- 581)
Again, details matter, such as to whom the debt is allegedly owed, for what LAWFUL purpose was the debt obtained, if the debt was acquired for an UNLAWFUL purpose (ie: buying illegal narcotics, paying for the services of a hitman, etc... would make using the court system to collect the debt impossible for the "creditor").
Good luck.
According to the letter i received 15 yrs later its for Conn municipal property tax
Ill look that up now. this letter is saying they can put a warrant on me, size an sell my property, garnish pay etc
What is the nature of the debt? If it's taxes, then the rules are different.A collection agency can do that 15 yrs later?
What is the nature of the debt? If it's taxes, then the rules are different.
Did you look at the CT Gen Stat § 12-164 (2013) law? It is talking about taxes. I'm just not sure if it is talking about the OP's particular taxes.
Ill look that up now. this letter is saying they can put a warrant on me, size an sell my property, garnish pay etc
can a collector come after me after 15 yrs of never being contacted ? Section 12-164
Come after, meaning demand money.
I'd just like to point out that, since this is a tax debt, the FDCPA may not apply the same as it would for consumer debts (if at all).I suggest you do some reading about the federal Fair Debt Collection Practices Act and avail yourself of its remedies.
I'd just like to point out that, since this is a tax debt, the FDCPA may not apply the same as it would for consumer debts (if at all).
No argument from meIf the debt collector meets the definition in section 803 of the FDCPA (15 U.S.C. section 1692a), then it doesn't matter that the underlying debt is a state tax debt (unless there's some case out there in which a court held that the FDCPA can't constitutionally be applied to debt collectors who are collecting state tax debts, which I seriously doubt).