My wife and I purchased a vacant lot in a coastal community from a man and his wife. They were holding the note and we were paying schedled payments directly to them. Later they contracted their bank to collect the payments and deposit it into their accout. I made payments for several years then paid off the balance of approx. $3,000 in a final payment. The deed of trust was mailed to me and i thought everything was taken care of. Now 6 years later we are selling the property and it is in escrow. The escrow is held up because now I found that the reconveyance section of the deed had never been signed and dated. Also the man had died, so the title co. sent the surviving wife the prorer papers to close the deal and she refuses to sign the document that states that we dont owe anything on the property. Since she mailed me the original deed of trust, does'nt that prove that she acknowledged being paid in full ?. Is there any legal action that can be taken against her ?