I'm behind on my car loan. When I got the loan the finance company required that I had a list of references with their phone numbers. Now the company is calling my references and telling them that we are behind on our payments and that they are going to repo the car. I thought that Finance companies are not allowed to discuss the status of your loan with anyone but you? I have voice mails from my family members saying they were contacted by this company and were told the year, make, and model of my car and that i was behind and they are going to repo it. Are they allowed to do this?