Xveckthorn
New Member
- Jurisdiction
- Ohio
My grandmother wants to leave her house to me when she passes away. Her mortgage company has advised her that I need to take over her mortgage. Unfortunately my credit won't allow for that. If she leaves her real estate to me via Affidavit of Survivorship, am I able to just keep up her mortgage payments after she passes, or do most first lien mortgages have terms that prevent me from making her payments or something? I believe her mortgage is with either Fifth Third or Wells Fargo.