Long story short, I consolidated a student loan with my ex-wife in 1997. About 90% of the loans were her's and the rest mine. Recently the loan was sold to Vermont Student Assistance Corp who has contacted me about my ex being behind. I wasn't even aware that this consolidation was out there. We were divorced in 1998 and through our divorce decree these were her responsibility. I realize that I'm responsible for her default, but my question is this; in 15 years no one has ever contacted me about this, based on what is still owed, she's been in default before and filed some forbearance in the past. Now she wants another forbearance and I'm told they need me to sign off on it. If this is the case, is the loan in default in that I've never been notified of anything over the last 15 years and there seem to be forbearances in the past without my approval? Has the loan effectively lost the right to hold me responsible by not communicating with me over 15 years and allowing fobearances without my approval?