My 54 year old brother has Downs syndrome and Dementia. He is an incapacitated person and in a skilled nursing facility. Our parents are both deceased and I have been his Legal Guardian for the past 11 years. My brother is in failing health. I made inquiries in to his Life Insurance policies and was told that the beneficiaries are my deceased father and mother. I am trying to get that changed in order to use the money for his burial when needed. The Life Insurance company told me that the proof of my guardianship from the court would not permit me to change beneficiaries. They say I need a Court Order showing that I am authorized to make the beneficiary change.
What is my course of action? Do I seek an attorney to do this for me? Would you have any idea of the cost? The total monies to be paid from the life insurance policies on my brother are $2,000. What would happen if I did not get a court order to change the beneficiaries? Who would receive the money? My brother does not have a Will or any one designated to handle his Estate. He has no income and is totally supported by Medicaid.
Thank you for your help.
What is my course of action? Do I seek an attorney to do this for me? Would you have any idea of the cost? The total monies to be paid from the life insurance policies on my brother are $2,000. What would happen if I did not get a court order to change the beneficiaries? Who would receive the money? My brother does not have a Will or any one designated to handle his Estate. He has no income and is totally supported by Medicaid.
Thank you for your help.