What is the legal age (in Alabama) to sign a mortgage? IN 2002 I bought a double wide mobile home on private property thru a real estate company. My mortgage guy said I did not have enough income and listed my then 18 year old daughter on the mortgage as the source of additional income. At least this is what he told me. Fast forward ... I realize that my daughter is listed on the mortgage as co-borrower. I am being told my mortgage is not legal since she was a minor and I did not have enough income. Also, my mortgage guy and closing attorney told me to sign a paper stating that I was not in a bankruptcy ... I was 2 years into a 4 year Chapter 13. I am trying to get rid of my house and am one of the few that doesn't care if it goes into foreclosure. I have had issues with this house and mortgage from day one. One attorney wants me to file a predatory lender lawsuit against WFHM. I had a contract on the house in 2006, called the mortgage company to get a copy of the deed - and they did not have it. They then charged me to do a title search and get the deed. My main thing - I want my daughters name OFF the mortgage and WFHM refuses to do so.