We have a debt that has been assigned to an attorney's office and the firm has filed a civil complaint against my wife. I sent a letter disputing the validity of the debt and the firm replied with several printouts that failed to verify the debt as required by Speers v. Brennan. They are pushing forward with legal action anyhow and have filed a motion for summary judgment.
I have sent them a letter explaining their failure to validate the debt but it appears they don't plan to do anything about it. Can they get a judgment even if they violated the Fair Debt Collection Practices Act by not providing adequate validation of the debt before proceeding with legal action?
-Nick
I have sent them a letter explaining their failure to validate the debt but it appears they don't plan to do anything about it. Can they get a judgment even if they violated the Fair Debt Collection Practices Act by not providing adequate validation of the debt before proceeding with legal action?
-Nick