mranderson10452
New Member
- Jurisdiction
- North Carolina
Late in May of 2017, my car company Flagship Credit repo my car. The car was taken early in the morning on May 20th, May 22nd I paid everything need to get my car back $1690. I had to do it by money order which I did at a local Food Lion. The amount was told to me by the rep to be for the three months owed and $600 for repo fees. I got my car back.
Five months go by of on-time payments; I receive a bill in October stating I owed repo fees. I called a rep from Flagship credit, and the person said it was my current bill the following month's bill and repo fees in the amount of over $1000. I said I am not paying that in till they figure out what it was (at this point I did not know what the charge was for, it had misc. on the bill. The audit the account three times and claim that the initial $1690 went to the principal, and I stated that had nothing to do with me I paid what I was told to and I am not paying anything additional.
Skip ahead to January my credit shows I am current in November no data for December then in January I am 120 days late. I also I have not received any bills so I call the company to pay my bill they say I owe $2000 I asked why they could not explain and said that I had not paid my bill for several months. I was confused due to the fact I was making payments and have proof, and if I were not making payments, the $2000 owed would be for almost 10 months which is past when my car was initially repo. They were basically saying since I got my car back in May of 2017 I have not made a payment since. However, the bill I still have for August showed I owed no money but the current month.
I want to sue the car company for fraud and mental stress, and I want them to pay the car off.
Five months go by of on-time payments; I receive a bill in October stating I owed repo fees. I called a rep from Flagship credit, and the person said it was my current bill the following month's bill and repo fees in the amount of over $1000. I said I am not paying that in till they figure out what it was (at this point I did not know what the charge was for, it had misc. on the bill. The audit the account three times and claim that the initial $1690 went to the principal, and I stated that had nothing to do with me I paid what I was told to and I am not paying anything additional.
Skip ahead to January my credit shows I am current in November no data for December then in January I am 120 days late. I also I have not received any bills so I call the company to pay my bill they say I owe $2000 I asked why they could not explain and said that I had not paid my bill for several months. I was confused due to the fact I was making payments and have proof, and if I were not making payments, the $2000 owed would be for almost 10 months which is past when my car was initially repo. They were basically saying since I got my car back in May of 2017 I have not made a payment since. However, the bill I still have for August showed I owed no money but the current month.
I want to sue the car company for fraud and mental stress, and I want them to pay the car off.
