It seems that I have an outstanding GSL from 1987 or 1988 that I was unaware of until I got a call from a collection agency last night. I was told that they could and would guarnish my Federal SSI payments by as much as 25%. Around 1990 I was found to be disabled and around 1992 I was placed on SSI diability. This is my only income. I told them unfortunatly I may have to file for bankrupcy because I only get $664.00 per month to live on for me and my son I dont know how I could make payments to pay this back. I was informed at this point that bankrupsy would not make a difference because GSL's are not covered under any bankrupcy claims. My question is can they guarnish my SSI income and will bankrupcy cover the GSL if i would have to file for it?