- Jurisdiction
- New York
I signed up at my bank induced by getting money back in exchange for depositing a large sum of money. I didn't realize that the person who signed me up put me into some plan that had benefits I didn't need that required a very high balance. When I realized a while later that I was being charged, I asked the bank what it was for and they told me that it was required by the account I signed up to have. I went into the branch and wasn't happy about it and they told me that it was just a feature of what I had agreed.
I went into another branch 3 weeks ago and they told me that the people in the first branch weren't exactly honest or accurate. I could have easily moved to another type of account at any time and they should have recommended that I could do so. They just didn't do it as I was signed up to a higher type of account that gave me benefits I never needed or used because I had deposited so much money. The new branch switched everything and now all the fees are gone. I paid a year and a half of fees that I didn't have to pay the bank. They are now looking into what they can do. What are my rights? The fine print in these agreements are impossible to understand and that is why I was in the bank branch several times.
I went into another branch 3 weeks ago and they told me that the people in the first branch weren't exactly honest or accurate. I could have easily moved to another type of account at any time and they should have recommended that I could do so. They just didn't do it as I was signed up to a higher type of account that gave me benefits I never needed or used because I had deposited so much money. The new branch switched everything and now all the fees are gone. I paid a year and a half of fees that I didn't have to pay the bank. They are now looking into what they can do. What are my rights? The fine print in these agreements are impossible to understand and that is why I was in the bank branch several times.