KrunchTime
New Member
I have been paying extra on my homeowner's insurance for coverage for commercial use because I have an in-law unit attached to my house that I rent out on Airbnb. I don't actually share any interior space with my guests. I was wondering if I could get away with just using Airbnb's 1 million dollar host guarantee instead. Unless I'm mistaken, it appears that NO is the answer! I searched for the word "fire" and it does not appear. Also, unless I'm reading it wrong, their guarantee apparently does not cover loss of use, for example if I had to move elsewhere for 2 years while my home is being rebuilt due to fire. If true, that alone would be a deal breaker.
Host Guarantee
Host Guarantee