legalhelp23
New Member
Hello,
My parents received a garnishment summons placed on their door for me, for a judgment dated from 11/2003. It is for a retail card + interest+ fees, etc. I called the general district court and they said they no longer have it on file. The circuit court said the judgment isn't on file but the creditor recently filed for the garnishment. The clerk advised I have a few months to file paperwork to dispute but she could not provide legal advice on next steps.
I would like to know #1-Since this is 12 years old should I dispute this? I don't have any receipts or anything showing I paid the debt but it was paid and I assumed this was cleared up because it has not been on my credit report since I called the original creditor to have it removed (early 2000s).
#2- Can this judgement be placed on my credit report now? The garnishee shows a company that I no longer work for but I would like this to be rectified before they contact my current company.
#3- If I can't dispute, will the law office that is respresenting the creditor agree to settle?
Thanks in advance for your assistance!
My parents received a garnishment summons placed on their door for me, for a judgment dated from 11/2003. It is for a retail card + interest+ fees, etc. I called the general district court and they said they no longer have it on file. The circuit court said the judgment isn't on file but the creditor recently filed for the garnishment. The clerk advised I have a few months to file paperwork to dispute but she could not provide legal advice on next steps.
I would like to know #1-Since this is 12 years old should I dispute this? I don't have any receipts or anything showing I paid the debt but it was paid and I assumed this was cleared up because it has not been on my credit report since I called the original creditor to have it removed (early 2000s).
#2- Can this judgement be placed on my credit report now? The garnishee shows a company that I no longer work for but I would like this to be rectified before they contact my current company.
#3- If I can't dispute, will the law office that is respresenting the creditor agree to settle?
Thanks in advance for your assistance!