Recent content by davidsmom

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    seller of owner financed home has not made payments to bank

    Run! You can't "own" the home if he still has a loan on the property. "Owner financing" is usually only done when they own it free and clear and can hold a legal mortgage for the new buyer or if they carry a second for you. What you have mentioned sounds completely illegal to me and I'd get...
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    codes violation

    You may be out of luck on this one. However I would imagine that you are not the only person they have done this to. Sometimes community outcry and contacting the media can make a difference. It sounds to me like they have just come up with a free way to get more money for the city. Normally...
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    Is there a statute of limitations on a mortgage?

    Yes you can still go after them for back payments, interest and any penalties that may have been outlined in the mortgage deed that was filed at the time of purchase. Just because you haven't foreclosed up to this point does not mean you don't have legal interest (and rights) to the mortgage...
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    Mortgage Lien

    That should have been taken care of by your title company on the refinance. Did you use a title company? If so go back to them and have them make sure the proper documentation and releases were filed. If not it may be a problem to prove.
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    Acts of God

    Yes you can trim the limbs on your side of the fence/property. However it always makes sense to talk with your neighbor first. Ask them if they woud prefer to do it since it's their tree. If they refuse than let them know you will be trimming the limbs back (within reason) that are hazardous...
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    Is it possible to cancell the agrement

    Not enough factual details provided to offer an opinion. You need to read your contract thoroughly.
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    Buyers change their mind???

    You should be able to keep ALL of their escrow money and if they do not agree than it should NOT be released by the escrow holder until all parties agree. Your agent did not do a good job of representing you if he/she did not verify receipt of the 2nd escrow desposit as that should be yours to...
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    Property Taxes not paid

    I am a Realtor and where we live (MO) the sellers portion of the taxes (in your case 11 months of 2005) are credited to you on your closing statement (HUD1) from the title company. In most instances when taxes are due within a month our local title companies will pay the year end tax bill...
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    Arrest, Search, Seizure, Warrant Illegal Search of Car Finds Fake ID HELP

    When my son got off work last month at 9pm he met some friends for dinner next door as they needed a ride home from our local downtown area. On the way home one of the boys asked my son to stop at the Minimart so he could buy beer for a friend. They are 17 and he was using a fake ID. Both...
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