My husband and I opened a small construction company in 2005. At the time we had only one employee and could not afford the $13,000 premium to start a workers comp policy. We did begin a policy in February of this year. We knew that there would be fines if we were ever found out. Well that finally happened. Now NYS wants over triple what the original policy was. I am going to appeal the decision and try to get it reduced, but I can't find any information on how to write the appeal or what to say. Any and all advice would be greatly appreciated.
P.S. please don't tell me how dumb I am for not having it to begin with. I already know that.
P.S. please don't tell me how dumb I am for not having it to begin with. I already know that.