zddoodah says my statement is Utterly pointless. But I have seen similar wording elsewhere. So why is it pointless here? (if you care to answer).
@zddoodah is 100% correct in his response.
Here's why.
You've probably seen "disclaimers" almost everywhere, on a playground, at a public swimming pool, a high school gym, your local health club, your dry-cleaner, a hospital parking lot, your local mall, most websites, etc...
These "disclaimers" are impossible to miss because most often they are printed in big letters on brightly colored signage.
It is obvious that store management isn't responsible for what may happen to your car out in the parking lot.
Yes, even if someone rams the side of your car with one of the store's shopping carts, you can't blame the store for it.
But use at your own risk disclaimers go further than just common sense. Any kind of disclaimer has one big purpose -- to limit or eliminate legal liability.
In this case, the owner of the playground, the owner of the gym, and the owner of the parking lot are all saying that you can't sue them if something happens.
Can such signs hold up in court?
That depends on what the disclaimer says, what actually happened, and what your state laws say.
One thing that plaintiffs attempt to argue is that they didn't actually agree to the disclaimer.
A person often says she didn't sign anything that waived her right to bring legal action like people do when they swim with sharks, for example.
A signature isn't the only way that a person can consent to a disclaimer, however.
If you persist and wish to use disclaimers, a person's presence can be deemed consent in the eyes of the law, sometimes.
Didn't he see the sign at the playground, yet permitted his children to use the playground?
Once you read the sign, it could be presumed that the owner of the playground would refuse to compensate you if one of your kids got injured, you broke your leg when you stepped in gopher hole, or suffered some other injury.
Despite the "risks", you didn't choose to leave.
There are some basic guidelines to think about if you want avoid legal liability.
First and foremost, make sure you buy liability insurance, GOOD liability insurance sufficient to protect your assets.
Nest, make sure your disclaimer is prominent enough so that people actually know that it exists.
Remember, not everyone can read.
Even if someone reads the words, the person might not be smart enough to understand the words.
You need to install the disclaimer sign on your playground near the entrance, put the gym sign on the wall next to the front door, and attach the parking lot sign to various light poles in each row of parked cars.
What if your victim is blind?
What if your victim is illiterate?
What if your victim is Chinese, and unable to read English?
Someone may take you to court and argue that they weren't aware of the disclaimer.
Make sure that the wording in your disclaimer is easy to understand.
That means, don't use that legal "weasel" words and post in "legalese".
Don't do anything negligent.
A use at your own risk disclaimer won't protect you if your property is poorly maintained, or never maintained.
If you've known that the playground is infested with rats, feces, poisonous snakes, and rabid skunks; but you haven't taken any steps to correct any of those dangers, your use at your own risk disclaimer likely won't be much help in court.
A "disclaimer" isn't a "get out of jail free" card, protecting you from every possible threat.
That is why you must purchase the proper liability insurance.