carterbeauford
New Member
- Jurisdiction
- Pennsylvania
I sued a distracted driver who rear ended me for the combination of her policy limit and my uninsured motorist policy limit. I have a limited tort PA insurance policy and am not pursuing a personal injury claim. I am entitled to claim lost wages and medical bills related to the accident. I have a concussion, post concussion syndrome and neck injury that cost me an $88,000 a year job and caused me to file for disability. I have around $14,000 in medical bills as a result of the accident and expect much more. I have letters and medical charts from 3 doctors stating the injuries were not present before the accident and the accident caused my job loss. It was a clear rear end accident, she hit me going 60MPH as I turned into a business and was observed staring at a cell phone. She is 100% at fault. I have tried in good faith to settle the claim with her insurer for lost wages and medical bills for 6 months but her insurer has not cooperated. A week after filing suit I received a letter from her insurer asking for a 30 day extension to plead to the case and that they are referring the case to their attorney. No trial date has been set. A trial date could be a year off. This sounds like they want to settle. The insurer has a history of making increasing settlement offers as a trial date goes near. Your thoughts?