Garnishment SSDI Bank Account and Garnishment

[cptmiker]

My question involves judgment recovery in the State of:Oregon

Please not this is not for IRS taxes but State Taxes

Hello I am just trying to under stand the rule/Law of ssdi and back account garnishment as it refers to back state taxes

I receive Direct deposit in to my back from SSDI i believe i understand that there is a 60day look back pi rod to see if there were SSDI deposites made and that two month worth of deposits form SSDI are protected.

The confusion I am having is on the account ballance.

example: lets say i get 800 per month X2 month is 1600. I have 900 ballance in the account but not all of it was from SSDI I.E. deposited from other source. but the total balance as of the Garnishment was 900.

Is all of that protected. It is some what confusing.

Does it matter what is in the account as where is cam from or is the rule 2 month worth of SSDI total $$ amount protected no mater how it got there as long as it is below the two months of deposits.

Thanks

 

[army judge]

Okay, you appear to understand the law.
You must make sure the bank understands the law, too.
Most banks do, but a few are still confused although the law took effect in 2011.

I suggest you discuss your concerns with a bank official in person at any of your bank's locations.

A federal rule became effective in May 2011, requires your bank automatically to protect up to two months of SS benefits that are directly deposited into your account.
In your example, that would be about $1,600.
In some cases, if a court order has been erroneously issued, you may have to go back to court and convince a judge to withdraw the order.
The system isn't perfect.

http://www.disabilitysecrets.com/page1-18.html

http://www.consumerfinance.gov/askc...ish-my-social-security-benefits-pay-debt.html