llcthatsme1969
New Member
I worked for United Parcel Service and became disabled while employed by them in 1994. At the time UPS didnt properly disclose the plan to me, even after directly inquring about it from the district level to the corporate level. They were held accountable for improper disclosure of the plan and I started receiving LTD payment as of 1996. At that time I was supplied with the plan document and documentation on break downs and my specicfics of the plan at that time. Which were as follow the LTD plan would end at age 55 and then turn over to my pension. Also at the end of the plan my life insurance conversion will be done letting me know my contribution amount. Come to find out as I received a denial of benefits after 16 years of paying my claim. I find out that the plan was changed in 1997 after I had left the company and no longer was a contributing member UPS paid my share while I remained on LTD. So, 1997 the disabled people after 1997 received paid medical with a slew of other benefits that no one from before 1997 has. But we seem to be in the same plan book as absolutely nothing pertains to us. Now it seems disability ends at 55, in the new plan after 1997 but pension now starts at 65 for women. Shouldnt people before 1997 be either grandfather to the plan that existed while we were employed or be included in the benefits of the new plan? I cant seem to get a solid answer on this I possess the original plan documents and all pertinent information from 1994 supplied to me by UPS upon going on LTD. Also never received notification of any change to the plan.