getalifebud
New Member
I am posting for my sister who lives in Florida. In January 2008, her husband died. They have a house that she currently lives in. The mortgage is in her deceased husband's name only but the deed to the house in both her deceased husbands name and her name. When he died and at the time, she was paying (and still paying) the mortgage notes. Currently she has money coming in from his retirement that is covering the mortgage but that's it. She has no other money coming in. She can't work. She has medical problems and applied for Social Security Disability last year. SSI still has not given her word if she is approved or not. She has tried to get her house refinanced but the people say she can't get re financed because she does not have enough money coming in. They tell her to go get a job. Hello, she can't work. Does anybody know of any way possible that she can get her house refinanced? She does not want to lose her house. She only owes 55k on her house. She lives in a area where houses sell for 200K, even with the economy the way it is. The mortgage company will not talk to her because she is not on the mortgage loan. They won't even take a check from her, it has to be a money order or certified check from a bank. My sister is really desperate for help and has no idea where to turn, what to do. My sister is the only heir. There is no children, just her. What options does she have since an estate is involved?
Selling the house is a last chance option. Can the new obama housing thing be able to help my sister in her situtation? Any suggestions will be greatly appreciated.
Selling the house is a last chance option. Can the new obama housing thing be able to help my sister in her situtation? Any suggestions will be greatly appreciated.
