Hi, I could really use some suggestions on how I might be able to handle the situation I'm in. I'm from California, and the other party is in Wisconsin.
Early May 2004 during the Mini Pocketbike, or pocket rocket craze, I found a seller(Chris) who was willing to sell me what I wanted for a great price. We agreed on a deal and when it came down to paying I was instructed to make the money payable to another person(woman) who lived in the same town and happened to be his wife. So I sent $6,228.00 to a private party person (Carol) who I had not been dealing with, nor who I have ever talked to. The Man said that they would be able to send me the pocketbikes I had purchased within 30 days. I sent specific instructions not to cash my money unless they were sure that they would be able to meet the 30 day deadline. I stated that if they could not meet the 30 day deadline that I would no longer be interested in the product and that I would need to be refunded. They accepted.
30 days passed and they have nothing to send me, their order had not yet arrived. I demanded my money back. They refunded $3,000 of the total $6,228.00 because I had threatened that DISCOVER would come after their money, unfortunately I had only used 3k of the money through my Discovercard, the rest was a money order through my bank. To make a long story short, it's been just over 7 months since they cashed my checks and they have so far only refunded me 3k of the $6,228. They still owe me $3,228.
During the last 5 months or so, Chris being my only contact has given me nothing but multiple storys about what's going on and more importantly has been making excuses for CAROL and why she can't pay me back. Chris, has told me that she filed bankrupcy " the one where she agrees to pay her creditors back" as he put it. about a month later, Chris stated that him and his wife were no longer together and that he could not really help me anymore. A month after that, Chris has now told me that him and his wife have restrianing orders against each other and that he doesn't even have visitation rights to his child and that he doesn't even know where she's staying. I have no way to contact Carol the person that I sent the money payable to. I have her name and address that i originally sent the money payable to. I also have a copy of the check that was sent to me with their bank name and account number on it. But that's all.
As of Today, Chris suggested that I write a letter to her threatening to go to the police and to file criminal charges against her if she doesn't pay within 2 weeks. Chris also said that she would probably get scared and borrow money from her parents to pay me back. I asked how she would get the letter if she was no longer at the same address he said to send him a copy and that the letter would be forwarded to her current address.
I personally think the guy is full of SH#&. I've thought about contacting the police in his/her area but will that do me any good?
Would I have more luck going trough credit collections?
Please any help would be greatly appreciated.
Thanks
D Rocha
Early May 2004 during the Mini Pocketbike, or pocket rocket craze, I found a seller(Chris) who was willing to sell me what I wanted for a great price. We agreed on a deal and when it came down to paying I was instructed to make the money payable to another person(woman) who lived in the same town and happened to be his wife. So I sent $6,228.00 to a private party person (Carol) who I had not been dealing with, nor who I have ever talked to. The Man said that they would be able to send me the pocketbikes I had purchased within 30 days. I sent specific instructions not to cash my money unless they were sure that they would be able to meet the 30 day deadline. I stated that if they could not meet the 30 day deadline that I would no longer be interested in the product and that I would need to be refunded. They accepted.
30 days passed and they have nothing to send me, their order had not yet arrived. I demanded my money back. They refunded $3,000 of the total $6,228.00 because I had threatened that DISCOVER would come after their money, unfortunately I had only used 3k of the money through my Discovercard, the rest was a money order through my bank. To make a long story short, it's been just over 7 months since they cashed my checks and they have so far only refunded me 3k of the $6,228. They still owe me $3,228.
During the last 5 months or so, Chris being my only contact has given me nothing but multiple storys about what's going on and more importantly has been making excuses for CAROL and why she can't pay me back. Chris, has told me that she filed bankrupcy " the one where she agrees to pay her creditors back" as he put it. about a month later, Chris stated that him and his wife were no longer together and that he could not really help me anymore. A month after that, Chris has now told me that him and his wife have restrianing orders against each other and that he doesn't even have visitation rights to his child and that he doesn't even know where she's staying. I have no way to contact Carol the person that I sent the money payable to. I have her name and address that i originally sent the money payable to. I also have a copy of the check that was sent to me with their bank name and account number on it. But that's all.
As of Today, Chris suggested that I write a letter to her threatening to go to the police and to file criminal charges against her if she doesn't pay within 2 weeks. Chris also said that she would probably get scared and borrow money from her parents to pay me back. I asked how she would get the letter if she was no longer at the same address he said to send him a copy and that the letter would be forwarded to her current address.
I personally think the guy is full of SH#&. I've thought about contacting the police in his/her area but will that do me any good?
Would I have more luck going trough credit collections?
Please any help would be greatly appreciated.
Thanks
D Rocha
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