1. Free Legal Help, Legal Forms and Lawyers. TheLaw.com has been providing free legal assistance online since 1995. Our most popular destinations for legal help are below. It only takes a minute to join our legal community!

    Dismiss Notice

Obamacare and insurance for married couples

Discussion in 'Employee Benefits, Pensions' started by Incognito, Feb 5, 2013.

Thread Status:
Not open for further replies.
  1. Incognito

    Incognito Law Topic Starter New Member

    Messages:
    22
    Likes Received:
    0
    Trophy Points:
    0
    I thought I read somewhere that one of the things changing with Obamacare is if both people are employed and both are offered health insurance at their respective jobs, they have to enroll in the plan their employer provides. They can only be a dependent on their spouse's plan if they are already enrolled in their own employer's plan. Is this true? (I hope this was clear!)

    Thanks.
     
  2. cbg

    cbg Super Moderator

    Messages:
    8,692
    Likes Received:
    1,882
    Trophy Points:
    113

    No, it is not true. Starting 2014 employers are penalized if they do not offer insurance to their employees, but there is nothing in the law that says who has to enroll in which plan if a family has access to two or more plans.

    ETA: some EMPLOYERS have a provision that they will only enroll a dependent spouse if that spouse does not have access to coverage on their own, and such a provision is legal. However, that is employer policy and not law, under Obamacare or anything else.
     
    Last edited: Feb 5, 2013
  3. Incognito

    Incognito Law Topic Starter New Member

    Messages:
    22
    Likes Received:
    0
    Trophy Points:
    0
    Thank you for clearing that up! I thought that sounded pretty strict.
     

Share This Page

Thread Status:
Not open for further replies.