My car is in someone elses name but I have been making the payments on time for 2 years. I've never had a lapse in insurance coverage or any accidents but recently was told by the other party that if I move out of state that I cannot take my vehicle with me. Is this even legal? We had a verbal agreement and have a signed agreement by me that it is in their name but I make the monthly payments, but I have recently decided to move out of state and now the other party is threatening me with repossession the vehicle. I just need to know what my rights are if any.