Hello
  1. Free Legal Help, Legal Forms and Lawyers. TheLaw.com has been providing free legal assistance online since 1995. Our most popular destinations for legal help are below. It only takes a minute to join our legal community!

    Dismiss Notice

Long Term Disability Benefits

Discussion in 'Accidents, Injuries, Negligence' started by gabyelbaz, Oct 26, 2016.

  1. gabyelbaz

    gabyelbaz Law Topic Starter Guest

    Jurisdiction:
    New York
    I am currently receiving workers comp benefits from my company in New York and not working for 1 year now. Three months ago an Independent Medical Exam determined that I'm 25% disabled. My company accepted the claim but recently reduced my benefit amount by 75% and can't offer me light duty work.

    One month ago, my LTD insurance plan at my company reviewed my disability status and decided that I no longer meet the Disabled definition under the plan and identified (through vocational assessment) that a gainful occupation (which meet my earning requirement) existed around my home and, therefore, I’m no longer eligible to receive LTD benefits.

    Do I have legal grounds to appeal the LTD discontinuation/denial? If yes, how?
     
  2. army judge

    army judge Super Moderator

    Messages:
    35,599
    Likes Received:
    6,337
    Trophy Points:
    113

    I suggest you discuss your dilemma with several WC lawyers in your area.
     
  3. ElleMD

    ElleMD Well-Known Member

    Messages:
    3,030
    Likes Received:
    496
    Trophy Points:
    83
    Any appeal rights and time frames would be spelled out in your insurance policy documents. There is no one sixe fits all answer. It would be rare for a LTD policy to pay based on a work injury, but anything is possible.
     

Share This Page