Consumer Law, Warranties Legal Age to Sign a Contract in 1999 Louisiana

[Tracie]

I am trying to find what the legal age to sign a contract in the state of Louisiana was on April 1, 1999.

If a person was under the age of 21 at this time and the legal age to sign a contract (example credit card) in LA was 21 - is the debt owed or voided?

 

[army judge]

I am trying to find what the legal age to sign a contract in the state of Louisiana was on April 1, 1999.

If a person was under the age of 21 at this time and the legal age to sign a contract (example credit card) in LA was 21 - is the debt owed or voided?

Well, this is where you start when you wish to know more about "Contracts by minors are voidable (CC §1918 et seq.)".
Art. 1918. General statement of capacity

All persons have capacity to contract, except minors, interdicts, and persons deprived of reason at the time of contracting.

Acts 1984, No. 331, §1, eff. Jan. 1, 1985.

That law under your civil code has remained unchanged since its promulgation in 1985.

In 1985, the age of majority in LA was, and remains 18, unless emancipated.

You are trying to argue if one can void a contract entered into as a minor more than 15 years ago.

The court will decide, but I suspect that argument won't fly for the doctrine of "laches" (or your LA equivalent).

You might better argue the SOL on debts, which depends on what type of contract that was entered into.

Here you go:

SOL
State Statute ------------- Written contract Oral contract Injury Property damage
Louisiana La. civil code § 3492 et seq. 10 10 1 1

 

[Betty3]

Agree that your best bet is probably to argue the SOL has elapsed. However, we don't know for sure that it has - depends on type of contract (seems "might" be for credit card debt) & when you last paid on the debt.

 

[mightymoose]

Of course, the statute of limitations depends on the date of last activity on the account, not when the account was opened.

 

[Betty3]

Agree, that's why I said also depends on date OP last paid on debt which "generally" is last activity. Yep - SOL doesn't go by when account opened.

 

[disagreeable]

Regardless of a contract that may have been entered into as a minor, once the minor becomes an adult and continues the contract, they have affirmed the debt and terms.