I have a judgment from May 2007 from Discover Bank for almost $6000. I am currently trying to buy a house and that judgment is the only thing thats stopping me from getting a mortgage. Other than it my credit report looks good. So my question is do I try and pay off the judgment or do I wait and see if it comes off of my credit report? I've also read about companies that have lawyers that "fix" credit and am tempted to try one but I don't know whether that's the best thing or not. Bottom line - I made some huge mistakes financially when I was younger and now I'm paying the price. I want a house. I have my life together. I have a career which provides a good income. I just can't do what I want to do because of this judgment. Please help!!!!!!