Personal Bankruptcy Joint checking/savings in New York

[tobytigger]

My father recently passed away. My mother and I opened new joint checking and savings with Citi. If I file bankruptcy and have debt owed on credit cards from the bank, can these accounts be frozen in NY. If my name is removed from the accounts, can we leave them with the bank? Last names are the same. I live in midwest.

Can banks freeze the assets in teenager over 18 accounts if they are not joint?

Thanks

 

[Theresagail]

If I file bankruptcy and have debt owed on credit cards from the bank, can these accounts be frozen in NY.

This depends on what the fine print in your contracts say about Cross Collateralization

If my name is removed from the accounts, can we leave them with the bank

Yes

Can banks freeze the assets in teenager over 18 accounts if they are not joint

I dont understand what your asking about