Hi Theresagail,
I posted a message about my 17 yr. old son who opened a checking account a few days ago. We just returned from the bank where we were informed that it was perfectly legal to open an account to people as young as 16 and that "All the banks are doing it now." If he cannot pay these charges, he will be in the "checksystem" for the next 7 years, and unable to have a bank account during that time. Is there anything that we can do? Thanks for your help. Bobbie