joint CD's with a deceased family member

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lilyfil4

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My Grandmother just died recently and I am exectutor of her will. She has CD's in her name and in the name of a grandchild. I wonder now that she is passed away can the grandchildren cash in the CD with a death certificate? Or does it all need to wait for the will to be probated. I would think the CD belongs to them now that she is gone. Thanks for your help.
 
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