I've learned a valuable lesson, never give anyone anything....Oh how i wish i had known this before. I made a verbal agreement with a friend on making payments of a cell phone that i lent him. However when he went over his minutes and the bill climbed he stopped paying. I lost touch with him and he moved out of the house he was living in. I tried taking him to small claims court but he never showed up. Now I have no idea of how to find him but i know he is still living in Ny. I didnt proceed with the claim the first time bc the final bill had not yet been processed and therefore the amount was still climbing. I haven't returned to file another claim bc i dont know where he is staying therefore he cant get the paper to come to court. What can i do this is destroying my credit. The bill has totaled to over 1000 dollars.