New York I just switched my health insurance and Oscar (prior) is telling me I owe for this month?

[Jennifer Kaplan]

Jurisdiction

New York

My new health insurance plan with Metro Health began 03.01.2023.

When I called Oscar to cancel, they are telling me I still owe for this month March 2023.
Is this accurate?

I do NOT even have the funds to pay, this is why I switched to Metro Health, a less expensive plan.

I am NOT receiving any subsidy of any kind due to my income etc. I purchased both plans directly on their website at full cost.

Please help with any answers, much appreciated!

Thank you,
Jennifer

 

[adjusterjack]

My new health insurance plan with Metro Health began 03.01.2023.

When I called Oscar to cancel, they are telling me I still owe for this month March 2023.
Is this accurate?

Probably.

You can verify this by reading your policies. You are likely to find that you are covered by both and both have a Coordination of Benefits provision that allows you to make claims on both policies and both policies contribute to the claim.

Your mistake was waiting until the whole month of March to cancel the old policy. You should have done it on the 1st of March which was the effective date of the new policy.