I recently received a copy of my credit report. Unfortunately there is a negative report on there. When I was married my ex and I had several joint accounts together. When we separated we paid all of our bills and closed all accounts. Or so I thought, there was one account that was not paid in full and has now gone into collection. Since my name was on the account (not as authorized user, but as a joint account holder) it shows up on my credit report. Since my ex-husbands name was first I never received a bill. My question is this do I pay the collection agency there 700.00 dollars (all of his charges) or so or do I just try to remove this from my credit report? Help.
Thanks
Gina
Thanks
Gina