- Jurisdiction
- Texas
I was misinformed about being able to convert my group disability insurance policy to an individual policy by my disability insurance company. I was told told when I first signed up in Sept 2018 that I could if I found a new job. I got pregnant knowing that I was covered if I switched jobs (because I'd be able to convert). I got a new job and in August I called to confirm I could convert and begin process. I began paperwork as did my previous employer and on Sept 18 I was told I could not convert my policy. After investigating they admitted they misinformed me but said they couldn't do anything. By this time it was too late to sign up with my current employers disability, now I am 6 1/2 months pregnant with no coverage for maternity leave. Can I take any legal action? I was completely misinformed which led to me missing the sign up window for my new employer. I also can not sign up for an individual policy with anyone else because I'm already pregnant, even for non-pregnancy related issues.