sistertwisted
New Member
My jurisdiction is: katy, harris county, texas
hi,
i tried to help my little sister and now i'm paying for it. she was living in lake charles with my other sister who was making it difficult for her to thrive and she was having a hard time finding a job that paid what could support her and her husband.
she and her husband had lost everything (including their credit,now a 300-400) except what was left in a storeroom. we let them move in with us and we discussed what it would take to get their stuff out of storage.
they needed 5,000. to rent a truck and pay the shed and 1,800. to file a ca bk. we talked about the crdit scores and how much they meant and how high each one ours were. she said hers had been really high too until the mtg industry crashed and could take us to exactly where hers started to slip. i told her i understood but i didn't work hard to see my slip. she promised she would pay me back and i said i know you will and i trust you.
my husband and i actually prayed about it for several days. on 9/14 i wrote her one of those credit card checks for 6800.00. i told her it was a 0% til 7/09 then it would be 7.99% and she was happy that. my husband was in the process of getting his cat adjusters lic and she and her husband were very interested in the financial gain that comes with that line of work so i also let her charge the test fee of 299.00 on the same card. she is aware that the charge is at 7.99% and does not have a an intro apr but we did give her the same pmt arrangement. so her total loan comes to 7,298.00 as of 9/15/08.
i told her she didn't have to start paying it back til they were both employed and out of here in their own place. that happened on 11/1/08. on 12/08 my husband asked her to start paying the bill and at first she said ok (she was picking up a bed that was still here and the stme was not here yet) and he told her the min was 181. and due on the 18th. the next day the stmt came in and i called her and she was not happy about it. she said she could make the pmt to the chase bank at the end of her street. i gave her the last 4 digits of my card because i wanted her to make a pmt and establish that she indeed owes me the money, it's christmas and dinner is at her house and my son is home from his 3rd tour in iraq and i just didn't want to go there. but then she writes back and says i need the whole # or i can come get the stmt "i'm not paying til the 18th...wouldn't want anything to delay it".
i told her that i want her to pay me just like she ppromised. she owes me not chase. she said she knows who she owes and i may not get it the way i want it or in the controlled environment but it will be paid and that should be ok for me? well it's not her credit sucks and mine doesn't. did i screw myself?
i tried to stick to the facts...really i did
hi,
i tried to help my little sister and now i'm paying for it. she was living in lake charles with my other sister who was making it difficult for her to thrive and she was having a hard time finding a job that paid what could support her and her husband.
she and her husband had lost everything (including their credit,now a 300-400) except what was left in a storeroom. we let them move in with us and we discussed what it would take to get their stuff out of storage.
they needed 5,000. to rent a truck and pay the shed and 1,800. to file a ca bk. we talked about the crdit scores and how much they meant and how high each one ours were. she said hers had been really high too until the mtg industry crashed and could take us to exactly where hers started to slip. i told her i understood but i didn't work hard to see my slip. she promised she would pay me back and i said i know you will and i trust you.
my husband and i actually prayed about it for several days. on 9/14 i wrote her one of those credit card checks for 6800.00. i told her it was a 0% til 7/09 then it would be 7.99% and she was happy that. my husband was in the process of getting his cat adjusters lic and she and her husband were very interested in the financial gain that comes with that line of work so i also let her charge the test fee of 299.00 on the same card. she is aware that the charge is at 7.99% and does not have a an intro apr but we did give her the same pmt arrangement. so her total loan comes to 7,298.00 as of 9/15/08.
i told her she didn't have to start paying it back til they were both employed and out of here in their own place. that happened on 11/1/08. on 12/08 my husband asked her to start paying the bill and at first she said ok (she was picking up a bed that was still here and the stme was not here yet) and he told her the min was 181. and due on the 18th. the next day the stmt came in and i called her and she was not happy about it. she said she could make the pmt to the chase bank at the end of her street. i gave her the last 4 digits of my card because i wanted her to make a pmt and establish that she indeed owes me the money, it's christmas and dinner is at her house and my son is home from his 3rd tour in iraq and i just didn't want to go there. but then she writes back and says i need the whole # or i can come get the stmt "i'm not paying til the 18th...wouldn't want anything to delay it".
i told her that i want her to pay me just like she ppromised. she owes me not chase. she said she knows who she owes and i may not get it the way i want it or in the controlled environment but it will be paid and that should be ok for me? well it's not her credit sucks and mine doesn't. did i screw myself?
i tried to stick to the facts...really i did
