V
VICKILYNN
Guest
- Jurisdiction
- California
LAST WEEK I TOOK MY 2015 CAMARO LT BACK TO THE CHEVY DEALERSHIP , THIS WOULD BE THE SECOND TIME WITHIN THE 5 MONTHS SINCE I BOUGHT IT FROM ENTERPRISE SALES. I THOUGHT AT THE TIME THE CAR WAS A GOOD DEAL, PLUS I GOT MY MOM TO CO SIGN WHICH HELPED ME GET A LOW INTREST RATE. HOWEVER IM STARTING TO HAVE PROBLEMS WITH MY KEY AND STARTER. SO I RUSH MY CAR TO THE DEALERSHIP BECAUSE IM STILL UNDER THE WARRANTY. SADLY WHEN I TALKED TO THE SERVICE MAN, HE TOLD ME ITS NOT A GOOD SIGN TO HAVE THIS KIND OF PROBLEM ALREADY WITH MY CAR. SO WHILE I WAS WAITING INSIDE THE DEALERSHIP I STARTED TO CHECK OUT SOME CARS, AND SOME USED CARS. I FIGURED SINCE I HAVE ALL MY PAPERWORK WITH ME , I COULD TALK TO A DEALER AND SEE IF I COULD MAKE AN EVEN TRADE FOR A SIMILAR CAR AND PRICE. THE DEALER ASKED IF HE COULD MAKE COPIES OF MY CONTRACT SO HE CAN SHOW HIS BOSS AND DISCUSS WHAT THEYD GIVE ME FOR MY LT CAMARO AND WHAT I GOT APPROVED FOR. HE NOTICED MY MOM CO SIGNED SO HE SAID AS I WAS LEAVING , HEADING FOR LUNCH WITH MY MOM, HE SAID WHEN YOU GET BACK HERE TO PICK UP YOUR CAMARO ILL HAVE OPTIONS FOR YOU AND HE SAID MY MOM NEEDED TO SIGN SOME NEW PAPERS SINCE SHE WAS STILL AGREEING TO CO SIGN FOR ME. WELL WHEN I ARRIVED BACK AT THE CHEVY DEALERSHIP I HAD MY MOM AND MY SON WITH ME. IT WAS 4:30 PM I WAS ABLE TO TEST DRIVE THE CAMARO V-4 WHICH I DIDNT KNOW EXSISTED. I WAS ASKED IN THE VERY BEGINING OF OUR CONVERSATION "WHAT I WAS LOOKING FOR, WHAT DID I WANT TO SPEND A MONTH AND HE SAID I TEALLY THINK YOU SHOULD GET A NEW CAR,NOT A USED ONE.I WAS SHOWN A VARIETY OF CARS, TO MY SUPRISE THEY WERE WAY OUT OF MY EVEN EXCHANGE PLAN... SO AFTER I TEST DROVE THE V-4. HE SAID MY BOSS SAID HE WOULD GIVE YOU 17 THOUSAND FOR MY 2015 LT CAMARO....WELL 5 MONTHS AGO I PAID 24 THOUSAND FOR IT AND HAD IT DOWN TO 16 THOUSAND. I DECLINED THAT AMOUNT BECAUSE I HAD JUST RECIEVED AN OFFER OF 18,500 FROM ENTERPRISE WHICH WAS THEIR BUY BACK OFFER..SO I SAID HE WOULD NEED TO PRICE MATCH THAT OFFER.HE SAID OK NO PROBLEM IM SURE MY BOSS WILL GO 18 THOUSAND FOR YOU. SO I HEADED INSIDE TO SEE WHAT MY OPTIONS WERE, OFF COURSE HE RE RAN BOTH ME AND MY MOMS CREDIT, SHE WAS 732 SCORE I WAS 612 SCORE. SO NOW CAME THE NEW CONTRACT. WHICH TOOK HIM 7 HOURS TO FINISH. YEP MY SON WAS MAD, HUNGRY, BORED, WANTED TO GO..MY MOM WHO IS 68 YRS OLD WAS SO TIRED SHE ASKED HIM CAN I LEAVE NOW, DO YOU STILL NEED ME,. THE DEALER SAYS WE NEED TO ESTABLISH THE PAYMENT AMOUNT AND HOW LONG TO PAY IT OFF. HIS FIRST OFFER FOR THE CAR I WANTED WITH MY TRADE IN VALUE OF 18 THOUSAND TAKEN OFF THE NEW CAR, MY PAYMENTS WERE TWICE AS MUCH AS THE FIRST CAR AND THE INTREST RATE WENT FROM 2.3% TO 6.9% OUCH, I FELT THIS IS WHAT TOOK HIM 7 HOURS FOR, TO DO OPPOSITE OF WHAT I ASKED FOR AND HE DECIDED TO TAKE ME OFF THE CAR CONTRACT AND JUST KEEP MY MOM, SAYING SHED GET A WAY LOWER INTREST AND PAYMENT. SO I SAID WELL AS LONG AS IM PUT BACK ON THE CAR THATS FINE. SO WHEN THE DEALER MADE THESE CHANGES IT SEEMED HE WAS TRYING TO GET ME THE BEST DEAL...BUT LIKE I SAID IT SEEMED LIKE IT. OK SO ITS NOW 10:30 PM THURSDAY NITE SCHOOL NITE. MY MOM IS INCOHERIIENT TO ANYTHING, CANT EVEN KEEP HER EYES OPEN. SO MENTIONED , GAP INSURANCE AND EXSTENDED WARRANTY, TRYING TO FINISH UP AND GO HOME. AS I GET UP FROM THE CHAIR I TAKE MY SON TO GET SOME SNACKS SINCE HE SAID WERE ALMOST DONE JUST HAVE TO GET YOUR MOM INTO FINANCING. HALF ASLEEP MYSELF IM ANXIOUS TO GO HOME..WELL WHEN ME AND MY SON RETURNED FROM THE SNACK AREA MY MOM AND THE DEALER WAS NO WHERE TO BE FOUND.. 30 MINUTES GO BY SHE COMES OUT WITH A HUGE ENEVELOPE OF PAPERS, HER EYES ARE RED SHES NOT AWAKE AND SHES BARELY STANDING. SO SHE LEAVES , NOT VERY HAPPY BUT OUR HOUSE IS 8 MINUTES AWAY FROM DEALERSHIP. ME AND MY SON WERENT SO LUCKY HE STILL HAD TO WASH AND FILL THE CAR UP. WHILE HE WAS DOING THAT I WENT TO MY OLD CAMARO AND TOOK MY PERSONAL PROPERTY FROM THE CAR. LONG STORY SHORT HE FINALLY PULLS UP IN MY NEW WHITE 2017 RS CAMARO COST 33,000 I COULDNT HELP BUT SMILE, ITS MY NEW TOY /INVESTMENT. HE GAVE ME THE ON STAR INFO , EXTRA KEY TOOK MY PICTURE FOR A CALENDAR PROMO THEY WERE DOING FOR NEW BUYERS. THAN HE SAID SORRY I TOOK SO LOMG. AND THANKS FOR YOUR BUSNIESS. I GOT HOME IT WAS ALMOST MIDNITE, I WAS A ZOMBIE. SO AS THE NEXT FEW DAYS PASS BY I STARTED TO REMEMBER THAT THE NEW MONTHLY PAYMENTS WERE NOW 734.00 INSTEAD OF 400.00 A MONTH AND WE WENT FROM 48 MONTHS TO 72... SO I TELL MY MOM TO SEE WHAT HER CREDIT UNION CAN DO. SO SHE TAKES THE PAPER WORK IN AND IS TOLD BY HER INSURANCE LADY TO CANCEL ALL THE EXTRA SERVICE CONTRACT WHILE YOU HAVE THE 60 DAYS TO DO IT. SO SHE COMES HOME AND TELLS ME WE GOT SCREWED. AS I LOOK AT THE AGREEMENT I SEE WHY HE TOOK ME OFF THE CAR, BECAUSE HE KNEW HE WAS NOT GOING TO GIVE ME THE 18 THOUSAND FOR MY TRADE IN. HE ALSO KNEW MY MOM DIDNT KNOW ANYTHING ABOUT CARS, OBVIOUSLY BECAUSE HE ADDED $5,800 TO OUR SERVICE CONTRACT WHICH PUT US OVER OUR APPROVED FINANCE AMOUNT BY $2,000 DOLLARS. SO THE DEALER TOLD ME THAT I HAD TO PAY THE BALANCE OFF TO GET THE CAR, FEELING FORCED TO PAY MONEY I DIDNT HAVE. I COULD ONLY WRITE A CHECK FOR 1000 AND THEN HE ASKED FOR THE OTHER AMOUNT TO BE A POST DATED CHECK FOR 9/08/16 ONLY 8 DAYS LATER. I HAD TO CALL AND BORROW MONEY FROM MY BOYFRIEND SO THAT POST DATED CHECK WOULD CLEAR, SO BASICALLY I LEARNED THAT I DIDNT HAVE TO PAY THAT 2000 BECAUSE IF YOU TAKE OFF THE 5,800 HE SO KINDLY ADDED TO MY CONTRACT WITHOUT MY KNOWLEDGE AND GOT MY MOM TO SIGN THE FINAL WORK, HE CHEATED ME OUT OF 1000 FOR MY CAR S TRADE IN. HE OVERCHARGED US WITH 5,800 DOLLARS OF SERVICES WE DIDNT WANT. HE TOOK ADVANTAGE OF MY MOM WHO IS ONLY THEIR TO RESIGN PAPERS . I WOULD OF CAUGHT THE OVER CHARGES, THE MISSING CREDIT FOR THE CAMARO THEY TOOK.SO I SEE THAT BUYERS OMLY GET A 3 DAY WINDOW TO RETURN THE CAR, WELL OBVIOUSLY I DIDNT WANT MY PROBLEM CAR BACK .BUT I DIDNT WANT TO GET STUCK WITH THIS FRAUDULENT CONTRACT. MOTIVE AND INTENT TO CHEAT ME FROM AGREED BUYBACK PRICE,AND LIED TO ME WHEN HE SAID I HAD TO PAY THE BALANCE OF WHAT WASNT FINANCED. ON THE CONTRACT HE HAS MY FIRST CHECK OF 1000 DOLLARS LABELED AS VOLUNTARY DOWN PAYMENT TOWARDS CAR. SO I STOPPED PAYMENT ON SECOND CHECK BECAUSE HE LIED AND I CAUGHT THREE BIG ERRORS ON THE FINANCIAL AGREEMENT . SO WE KEPT OUR COOL AND WAS GRATEFUL WE HAD TIME TO CANCEL HIS ADD ONS WHICH WOULD OF MADE THE PAYMENTS SMALLER, I M STILL NOT OK WITH HIS ACTIONS AND THE RIPPING ME OFF PART,TELLING ME I HAVE TO PAY THS NOW. CALL ME CRAZY BUT A 17 OR 18 THOUSAND DOLLAR PAYMENT DOWN IS MORE THAN FAIR. SO MY MOM HAD TO CALL SINCE HE TOOK ME OFF THE CAR MY MOM SIGNED FOR WITH MY PROPERTY. SO WE CALLED THE DEALER ON FRIDAY 9/8/16 MY MOM WAS POLITE AND STRAIGHT TO THE POINT. I STOOD RIGHT THERE TO WITNESS EVERYTHING. SHE TOLD HIM SHE WAS GOING TO CANCEL ALL HIS ADD ONS TOTALING 5.800 SHE TOLD HIMI WASNT HAPPY WITH THE TRADE IN PRICE, HE KNEW I SAID 18 THOUSAND AND HE AGREED. SHE ALSO TOLD HIM I STOPPED MY SECOND CHECK OF 1000 DOLLARS BECAUSE YOUR ERRORS TOTALING 5,800 BUT US OVER THE AMOUNT FINANCED. YOU ALREADY CASHED MY FIRST CHECK, SO MY MOM TOLD THAT I WANT MY MONEY BACK FROM THAT CHECK YOU LIED ABOUT AND I WANT THE 1000 DOLLARS YOU SHORTED ME ON A CAR YOU AGREED TO BUY BACK AT 18 THOUSAND INSTEAD YOU GAVE ME 17. I CAN SAY I WAS AGITATED ANGRY. FELT TAKEN ADVANTAGE OF. SO DID MY MOM. AND HERES THE REASON WHY IM EVEN ON THIS SITE RIGHT NOW...AS OF THIS AFTERNOON MY MOM RECIEVED A LETTER SHE HAD TO SIGN FOR FROM THE POST MAN AROUND 1PM THIS AFTERNOON. IT WAS FROM THE DEALERSHIP OF MONTABELLO. SHE OPENED IT AND IT WAS A LETTER FROM THE DEALERSHIP RESCINDING THE CONTRACT OTHER WORDS CANCELING THE AGREEMENT USING THE EXSCUSE NO ONE WOULD BUY OUR LOAN , REFINANCE US. SO MY QUESTION IS THIS , I CAN PROVE THEIR LYING ABOUT THE REASON TO CANCEL THE CONTRACT. THE DEALER SENDS ME THIS RESCIND LETTER HOURS AFTER WE HAD THE PHONE CALL LETTING HIM KNOW WE WERE NOT GONNA ALLOW HIM TO CHEAT US,HE DIDNT EVEN RESPOND WHEN MY MOM TOLD HIM HE OWED ME THE 1000 FOR MY TRADE IN, AND THE CHECK HE CASHED FOR MY DOWN PAYMENT LOL WHICH IS ALSO FRAUD , BUT IN THE RESCIND NOTICE IT SAYS MY MOMS NAME AND GIVES THE NUMBER OF THE CAR WERE SUPPOSE TO RETURN IMMEDIATLEY. BUT ONE THING THE NOTICE WHICH I THINK WAS CONVENANTLY FORGED LAST MINUTE BECAUSE WE WERE FINANCED WITH WELLS FARGO. BUT THE VIN NUMBER ON THE NOTICE SENT TO US TODAY IS THE WRONG NUMBER..LOL YOU CAN SEE IT WAS TYPED THE TWO NUMBERS THAT ARE WRONG ARE TWO DIFFRENT STYLES AND SIZES AND EXTRA ZEROS WERE ADDED IN THE MIDDLE. PLEASE THIS DEALER KNEW I GOT A LEMON AND GOT SCREWED ALREADY, AND WHAT DOES HE DO , HE SCREWS ME EVEN MORE, AND I DID NOTHING WRONG TO HAVE TO RETURN THIS CAR, EVEN BOUGHT VINYL KITS TO PUT ON CAR, I WANT TO PURSUE THIS AS FAR AS I CAN .WHAT CAN I DO ?
