Rachel.helpinghands
New Member
- Jurisdiction
- Pennsylvania
I have been considered disabled since 2011. In 2014 I ran a small business and has a business account, checking account, and credit card with PNC bank. Around March 27th a check bounced March 29th they closed my checking account and marked it with check systems before making an attempt to contact me even via email. When i found out by calling I paid the amount owed and it posted April 14th even though I mailed it all the way from CA-PA so I was on top of it. PNC never told me it marked negative closure on chexsystems with me and I was suddenly denied opening account on the new city I moved no idea why...could not cash checks without an account it was awful and has been for the past 4 years. PNC had left my owing them a debt on my FACTA report and I have been denied housing, employment.And bank accounts. Recently I called pnc and they said everything was fine and I had paid my account so I asked them to put it into chexsystems- they acted like they couldnt. I also disputed the info with Chex systems and requested a report but have received no communication. I feel I have suffered more than enough for one bounced check that I paid off right away ESPECIALLY since according to the state of PA? I am too disabled to have handled processing and amending new information that quickly but i did right away...even pnc rejected my online application after I spoke to them b/c they use chexsys. Obviously they did not read the report and see the only negative mark was from them and check to see it was paid! Help! What can I do so this doesn't happen to others and to fix my fact a for good. No other bad marks at all.