Car in two names

The answer depends on EXACTLY how the vehicle is titled.

Read on to see WHAT applies to you and the other party, insofar, as the vehicle in question is concerned.

Titles with two owners
In Florida, vehicles, mobile homes, or vessels that are owned by two or more owners can have the ownership joined by either an “and” or “or.”

Owners joined by “and” share equal responsibility for the vehicle, mobile home, or vessel, and owners must be present, designate a power of attorney, or have the title certificate signed by each owner as seller for the title to be transferred out of their names.

Owners joined by “or” allows either owner to take individual responsibility for the vehicle, mobile home, or vessel, and either owner may be present or may sign a bill of sale for the title to be transferred out of their names.

Please note: When a title with two owners is joined by “or,” and one owner wants to remove their name, that owner becomes the seller, and the second owner becomes the purchaser in the transfer section of the title. A new title is then issued.


Liens and Titles
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Anticipating the next question, if there is just a comma between both names the default is likely "and."

Visit the DMV to find out.

 

Florida titles have explicitly either "and" or "or" between the owners' names.

If it says "and", you both need to sign.
If it says "or", either can sign, though you might find some buyers (or their financing) a bit reticent to accept it unless both sign.

 

I should have mentioned that, on another site, she wrote that the registration renewal had the names separated by a comma.

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Don't registrations follow the naming convention of the title?

If not, then we don't know what HER title says until she tells us.

 

No, the registrations don't have AND or OR no matter what the title said. It just lists the owners above the mailing address.

 

OK.

Then Cindi needs to tell us what the title says.

 

The registration is not the title. It's been noted earlier that it's the title's wording that counts.

You are going to need this DMV form for Power of Attorney:

STATE OF FLORIDA (flhsmv.gov)

But if your husband is willing to sign the power of attorney why not have him just sign over the title?