my wife and i got married in october of 2009. the photographer we hired cost us $3000 dollars. the package we bought had $1049 worth of credits toward pictures. In the past we have tried to contact them and never got a response. Now I have finally gotten ahold of them and they are telling me they no longer have a business and i cannot get my picture credit. I have no pictures and I am out the money. Do i have and rights and where do I go from here?