I was involved in a fender bender about 2 yrs ago. I was in the right hand lane of a one way, and the SUV in the lane to the left needed to make a right, asking if I could back up to let him in. I obliged; I looked behind me, backed up, and promptly a cab rear ended me as I completed backing up. A sheriff happened to be nearby and handled the accident. I was cited for "improper backing".
I received a call from my auto insurance co a few months later that the cab driver was claiming injury, and they asked me to bring the car to a surveyor to inspect and take photos. There was no noticeable damage to my vehicle, which they remarked about.
The claims rep that I spoke w/ since the summons said the driver asked for around 65K, to which my insurance offered $500. Naturally they declined and there was no settlement. The claim rep said she wasn't surprised to hear that they were suing.
My question- with no visible damage to my car, and according to my insurance co the cab was not damaged enough to merit the injury he was claiming, what is the level of concern here?
My liability covers 25K.
Do I need to contact an attorney right away? I faxed the summons to the auto insurance co, they are reviewing it right now.
Is there any opinion out there based on the above information how concerned I need to be?
The plaintiff is claiming cervical strain, lumbar sprain, and muscle spasms. the losses are pain/suffering, lost past and potential future earnings, permanency of injury, legal and other out of pocket fees. (I guess this is all standard legal speak on these summons?????)
Thanks to anyone who can help out a newbie to all this.
I received a call from my auto insurance co a few months later that the cab driver was claiming injury, and they asked me to bring the car to a surveyor to inspect and take photos. There was no noticeable damage to my vehicle, which they remarked about.
The claims rep that I spoke w/ since the summons said the driver asked for around 65K, to which my insurance offered $500. Naturally they declined and there was no settlement. The claim rep said she wasn't surprised to hear that they were suing.
My question- with no visible damage to my car, and according to my insurance co the cab was not damaged enough to merit the injury he was claiming, what is the level of concern here?
My liability covers 25K.
Do I need to contact an attorney right away? I faxed the summons to the auto insurance co, they are reviewing it right now.
Is there any opinion out there based on the above information how concerned I need to be?
The plaintiff is claiming cervical strain, lumbar sprain, and muscle spasms. the losses are pain/suffering, lost past and potential future earnings, permanency of injury, legal and other out of pocket fees. (I guess this is all standard legal speak on these summons?????)
Thanks to anyone who can help out a newbie to all this.