Auto accident Victim

[arj0623]

I was in a head on collision when the other guy crossed the center line. We were both injured and I am out of work for a possible total of 3 months. I did not have auto insurance at the time of the accident, but my minivan was completely undrivable and totalled. I gave the impound the title for it since I could not afford to do anything with it. I did not pursue the other guy and have no plans to, but I was told I had no legal rights to. The other guys insurance company called today and asked for a recorded, detailed account of what happened including all of the information that can be obtained from the police report, as well as an account of my injuries, my name, home address, employer, etc... i did receive one ticket for operating without insurance and am dealing with that in court right now. The other guy admitted fault, and it is also very clear on the police report that he admitted that to the police as well. My question is should I speak to the other guys insurance company? I told them I wasn't comfortable saying anything without getting advice first.

 

[army judge]

You have no obligation to answer questions about your accident.
You can politely decline the interview by saying, "Under the rights afforded to me by our constitution, I refuse to comment on the unfortunate event that recently transpired between your insured and myself."

Be advised, anything you say to the police, has no bearing on who MIGHT eventually be proven at fault during a civil trial.

You might wish to see an attorney, discuss the entire series of events, and get a feel for your rights and potential liabilities.

Michigan is, if I recall correctly, a no fault auto insurance state.



What does that mean?

Essentially, lawsuits are restricted.
There are other ramifications.

Here, inform yourself.


http://www.iii.org/issue-update/no-fault-auto-insurance




http://www.allstate.com/tools-and-resources/car-insurance/no-fault-insurance-cover.aspx




https://www.ecoverage.com/articles-what-is-no-fault-auto-insurance-and-which-states-have-it.php





........

 

[Disabled Vet]

I am not a fan of taking someone to court for no reason. With that being said, If someone crossed the center line and hit me head on I would sue them for lost wages, medical bills. You shouldn't have to take a lost for this accident caused by someone else. They are wanting to ask you question for this reason. So they can turn around and use them against you if you decide to sue. Now.... You need to speak with attorney in reguards to lost wages, medical.

 

[josephrichie99]

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