- Jurisdiction
- Connecticut
My wife and I had her 2010 car totaled by someone texting in rush hour traffic 10 days ago. I (husband) was driving. The at-fault party struck us from behind forcing us into a van ahead of us. We had minor whip lash that is just about cleared up- her doctor confirmed that in an appointment 3 days after the accident and her physical therapist (for another matter) treated her for. The car was determined to be totaled. The at-fault's insurance company has sent my wife (claimant) 3 forms it expects her to sign. (1) An Authorization (Employment/School) Form: which calls for "All employment records pertaining to the claimant, including but not limited to earnings, profits, business income, salary, payroll, attendance, health records"... etc. "for the purpose of investigating and processing the claim."
(2) Medical Authorization Form: which calls for "all medical records of the above patient relating to any injury or condition"... etc. "for the purpose of investigating and processing the claim... the insurance company "may provide these records to health care providers, accountants, insurance claims adjusters, medical transcription agencies .... to any law enforcement, state or federal agencies as required or permitted by law."
(3) A CMS Medicare Secondary Payer Recovery Contract Form: in order to release information pursuant to her being covered by Medicare.... which she is not.
Question: Should she sign these forms? We're not too comfortable signing them and providing all this information to the insurance company and who else knows not to mention all the work we have to go through to recover from this accident we did not cause.
(2) Medical Authorization Form: which calls for "all medical records of the above patient relating to any injury or condition"... etc. "for the purpose of investigating and processing the claim... the insurance company "may provide these records to health care providers, accountants, insurance claims adjusters, medical transcription agencies .... to any law enforcement, state or federal agencies as required or permitted by law."
(3) A CMS Medicare Secondary Payer Recovery Contract Form: in order to release information pursuant to her being covered by Medicare.... which she is not.
Question: Should she sign these forms? We're not too comfortable signing them and providing all this information to the insurance company and who else knows not to mention all the work we have to go through to recover from this accident we did not cause.