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Accident with borrowed car

Discussion in 'Auto Accidents, Injuries' started by Victor R BaumannJr, Jan 15, 2019.

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  1. Victor R BaumannJr

    Victor R BaumannJr Law Topic Starter New Member

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    My truck is in at an auto repair shop and they let me borrow a vehicle. I go t a flat tire, hit a post sign caused some damage to vehicle and airbag deployed. My insurance will not cover the damages because the vehicle is not on my policy. The vehicle is his own, only has liability coverage and not insured with the shop. Now he is wanting over $3000 for a 2002 vehicle.
     
  2. adjusterjack

    adjusterjack Super Moderator

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    You would only be legally liable for damage to his truck if you were negligent in causing the accident. An unforeseen flat tire on a borrowed vehicle is not negligence so you aren't responsible for paying. If he doesn't insure vehicles that he loans out to customers that's his problem.

    Do you have Collision coverage on your truck? If yes, that would cover a "non-owned" vehicle that you used as a temporary substitute vehicle while yours was in the shop for repairs. If you don't have Collision coverage, there's no help there.
     
    Stephbaker and Disabled Vet like this.
  3. zddoodah

    zddoodah Well-Known Member

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    You didn't ask a question, so I'm uncertain what the purpose of your post is. Hope you have the money in your checking account to pay for the damage.

    The flat tire isn't negligence, but failing to maintain control of the vehicle resulting in further damage might be.
     
  4. adjusterjack

    adjusterjack Super Moderator

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    Sure he did. He asked does he have to pay for the damage. Didn't you see it? It was right there, between the lines. :D

    Yeah, there's that.
     
  5. army judge

    army judge Super Moderator

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    I recall when our children were passing through the 1st-2nd grades.
    We didn't teach them equivocation, they acquired that on their own.
    We assisted them in expelling that demon, as well as a few others.
    Equivocation is lying to evade or avoid telling the truth.

    We remediated the errant behavior of our children, thank goodness.

    As I peruse these pages I see equivocation, obfuscation, and prevarication proliferating.
     
  6. justblue

    justblue Well-Known Member

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    Please don't post to old threads.
     
  7. justblue

    justblue Well-Known Member

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    Please stop posting to old threads.
     

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