We received a lawyer's letter offering a settlement on a default judgment against my then-wife and myself from 1996 that I've never heard of. Enclosed was a supposed photocopy of the judgment. It pertains to a loan I cosigned for her that apparently she defaulted on, but I've never heard of this 14 year old supposed judgment. I called the court and they're retrieving the info from the archives. They were able to tell me the address it was served to, and I was NOT living there at that time, but have no proof of that. I remained living at the address I was at when the judgment was supposedly made for several years afterwards, have been at my current address for 9 yrs, yet this is the first I've ever heard of it. It isn't even showing on my credit report.
Do I have ANY options?
Do I have ANY options?