Wage garnishment

[lique69]

Jurisdiction

Georgia

Wage garnishment without being served or made aware of suit, can your wages be garnished without prior notice only to recieve the judgement in the mail stating I have 45 days to answer and then in the week my wages were garnished

 

[army judge]

Wage garnishment without being served or made aware of suit, can your wages be garnished without prior notice only to recieve the judgement in the mail stating I have 45 days to answer and then in the week my wages were garnished

Depends on several things, mate.
Were you ever sued civilly and lost?
Was a judgment ever issued against you?
Is the garnishment the result of unpaid child support, federal income taxes, state income taxes?
You know the answers and need not responds to me.
The answers will help YOU understand how this wage levy came to be.
Ask your employer who might posses more useful details.
If it has gotten this far, the only way to stop additional collection and levy against your wages is to file a chapter 7 bankruptcy.

Talk to couple BK lawyers near you Monday or Tuesday.

A mere BK filing will give you an immediate reprieve, longer term if you hire a BK lawyer.

 

[lique69]

Depends on several things, mate.
Were you ever sued civilly and lost?
Was a judgment ever issued against you?
Is the garnishment the result of unpaid child support, federal income taxes, state income taxes?
You know the answers and need not responds to me.
The answers will help YOU understand how this wage levy came to be.
Ask your employer who might posses more useful details.
If it has gotten this far, the only way to stop additional collection and levy against your wages is to file a chapter 7 bankruptcy.

Talk to couple BK lawyers near you Monday or Tuesday.

A mere BK filing will give you an immediate reprieve, longer term if you hire a BK lawyer.

Thank you for the quick response and to answer your questions no judgement was ever issued against me the garnishment was from an old Cell phone bill

 

[army judge]

Thank you for the quick response and to answer your questions no judgement was ever issued against me the garnishment was from an old Cell phone bill

Interesting, because many people say the same thing.
Some companies, not saying this is related to your situation, simply make it all up and lie to get a judgment.

Ask your employer what documentation they were sent in support of the alleged garnishment.
Then go to the court from where the judgment is claimed to emanate and see what you can learn.

You may be another victim of BS and shenanigans.

 

[lique69]

Interesting, because many people say the same thing.
Some companies, not saying this is related to your situation, simply make it all up and lie to get a judgment.

Ask your employer what documentation they were sent in support of the alleged garnishment.
Then go to the court from where the judgment is claimed to emanate and see what you can learn.

You may be another victim of BS and shenanigans.

Thank you so much I will go to my employer and see what documentation they have and go from there. however if it is BS how will I get that off of my credit.

 

[adjusterjack]

if it is BS how will I get that off of my credit.

Might be as simple as disputing the item with the credit bureau unless you actually owe the money, then it won't come off.

Find out what your employer has, if anything, then come back to this thread and report. Don't open any new threads. Keep all the discussion in this one.

Might be a good idea to describe to us exactly what you got in the mail, from whom, and to respond to what in 45 days.

 

[lique69]

Might be as simple as disputing the item with the credit bureau unless you actually owe the money, then it won't come off.

Find out what your employer has, if anything, then come back to this thread and report. Don't open any new threads. Keep all the discussion in this one.

ok Thanks will do

 

[lique69]

Might be as simple as disputing the item with the credit bureau unless you actually owe the money, then it won't come off.

Find out what your employer has, if anything, then come back to this thread and report. Don't open any new threads. Keep all the discussion in this one.

Might be a good idea to describe to us exactly what you got in the mail, from whom, and to respond to what in 45 days.

i have attached a copy of what my employer received and its the same copy I had in my mailbox which is what was filed in court, it says i was served by the name on the bottom but i have never been served.

 

[lique69]

i have attached a copy of what my employer received and its the same copy I had in my mailbox which is what was filed in court, it says i was served by the name on the bottom but i have never been served.

I am also going to go back and dispute again on my credit file.

 

[army judge]

i have attached a copy of what my employer received and its the same copy I had in my mailbox which is what was filed in court, it says i was served by the name on the bottom but i have never been served.

Middle of page 4, begins"I further state:"

That's your way to litigate an improper lawsuit, or one that never happened, because you were never served.

Google "Cavalry Services", your eyes will be opened.

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A peek:
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How to Remove Cavalry Portfolio Services
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BBB Business Profile | Cavalry Portfolio Services, LLC
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What to Do if You are Sued for a Debt by Cavalry SPV I - CULIK LAW PC
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Sued By Cavalry Portfolio Services, LLC In New York or New Jersey? - The Law Offices of Robert J Nahoum
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Cavalry Portfolio buys up old debts for collection and sometimes sues.
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We Defend Cavalry Portfolio Services LLC Lawsuits in Texas
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Cavalry Portfolio Services Threatening lawsuit - DebtCC
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Ripoff Report | Cavalry Portfolio Services As Assignee Of Cavalry Investments As Assignee Of Americredit Complaint Review Hawthome, New York: 409921
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Cavalry Portfolio Threating to sue, need some advi... - myFICO® Forums

 

[adjusterjack]

i have attached a copy of what my employer received and its the same copy I had in my mailbox which is what was filed in court, it says i was served by the name on the bottom but i have never been served.

Actually, you have been served. By mail. Process service doesn't always mean being handed to you.

Middle of page 4, begins"I further state:"

That's your way to litigate an improper lawsuit, or one that never happened, because you we're never served.

What Army Judge is referring to is the exemption page which is Page 4.

Before you check any of those three items I suggest you contact the Magistrate Court of Fulton County and get a complete copy of case file number 14MS009818 and see what it's all about.

Do that ASAP as you need to be truthful if you check one of those options. Otherwise you'll just be delaying the inevitable.

PS: No sense in disputing the credit reports if the lawsuit turns out to have been proper.