aprilbaker692
New Member
- Jurisdiction
- Utah
I am calling laywers to ask some questions starting Monday. One question I do have that does not make sense to me and I do not want to waste thier time asking is this. I was looking at Chapter 7 and Chapter 13 I understand pretty well what those are. I also understand bankruptcy is a little different than it used to be several years ago and I do not understand it honestly. The thing is there is a chance when my husbands kidney transplant dies he will need another one in 15 or 20 years. My mother in law is trying to claim that a "medical bankruptcy" is a thing and different than a chapter 7. SHe stated that it would be bad to file because if i need to in the future I may not be able to discharge medical debt because its once in a life time.
Can you clarify if she is confused about medical bankruptcy and if its even a thing any more.
IF I do file CH7 I understand you can file once every 8 years but is there a stipulation attached to medical debt over a lifetime. No one expects to have it but we are drowning now. If I can save some money in the future maybe we can avoid some of it. I want to have my options open though if we need to. Searching "Medical Bankruptcy" gives me a bunch of garbage ads and debt consolidation place listings.
Any suggestions on what exactly would be good questions to direct at an attorney. I have a learning disability and struggle to ask and explain myself very clearly.
Can you clarify if she is confused about medical bankruptcy and if its even a thing any more.
IF I do file CH7 I understand you can file once every 8 years but is there a stipulation attached to medical debt over a lifetime. No one expects to have it but we are drowning now. If I can save some money in the future maybe we can avoid some of it. I want to have my options open though if we need to. Searching "Medical Bankruptcy" gives me a bunch of garbage ads and debt consolidation place listings.
Any suggestions on what exactly would be good questions to direct at an attorney. I have a learning disability and struggle to ask and explain myself very clearly.